Health Insurance Solutions from Tata AIA
Why Health Insurance is Essential
A health insurance plan protects you from financial hardship during medical emergencies. It’s not just about hospital bills; it’s about preserving your savings, accessing quality care, and ensuring income stability during recovery. Premiums paid also qualify for tax deductions under Section 80D.
Featured Tata AIA Health Plans
As your partner, we can help you navigate these tailored solutions:
1. Tata AIA Pro-Fit: The All-in-One Health Solution
A first-of-its-kind plan combining health cover, wellness benefits, and market-linked wealth creation.
- Coverage: Surgical cover (133+ listed surgeries), daycare procedures, 57 critical illnesses, hospital cash (up to ₹40,000/day), and life cover.
- Wealth + Wellness: Grow a health corpus through investments and access the Tata AIA Vitality wellness program for rewards and discounts[citation:9].
- Ideal For: Individuals seeking a long-term solution that integrates health protection with financial growth.
2. Tata AIA Health Secure (Rider)
A comprehensive health rider that can be added to a life insurance policy for fixed benefit payouts.
- Key Benefits: SurgiCash, HospiCash (doubled for ICU), CritiCash for 57 illnesses, and family cover.
- OPD Benefits: Choose from Prime, Elite, or Royal packs for virtual/in-person consultations, diagnostics, pharmacy, and dental wellness.
- Ideal For: Those who want extensive, fixed-benefit health coverage attached to their core life policy.
Understanding Health Insurance
What’s Typically Covered? In-patient hospitalization, pre/post-hospitalization, day-care procedures, ambulance charges, and more, subject to policy terms.
What’s Typically Not Covered? Cosmetic procedures, self-inflicted injuries, infertility treatments, and conditions during the initial waiting period.
Making a Claim: Tata AIA offers both cashless (at network hospitals) and reimbursement claim options for your convenience.
Contact us to find the right health plan for your family’s needs.